Take a long, hard look at your friends, loved ones and colleagues.
Do some of them not seem to struggle as much with computer security issues as you do? Do you find that *you're* the one who gets hacked, and they seem to get away scot free?
Well, it may be that they know a geek secret.
Fortunately, you don't have to be a geek to know a geek secret. But you do have to keep a close eye on how geeks protect their systems, and learn lessons about how you might do the same.
With that in mind, here is a tip that the geeks know about - but of which, sadly, many computer users are still clueless.
How to get better security for your online accounts than with passwords alone.
Find out below, or watch my latest video to learn more:
Two factor authentication (2FA), also sometimes referred to as two step verification or login verification, is an extra layer of security that you can enable on a long, long list of websites.
You see, normally you access your online accounts by proving that you know something: your password. That's all very well, but people get careless with passwords, perhaps because they get phished, or share it with a colleague, re-use it on multiple websites, or simply make it easy to guess or crack.
What 2FA does is take security one step further. Rather than simply asking you to prove what you know (your password), they also want you to prove what you have in your physical possession.
The idea is that although a hacker might be able to steal or crack your password from the other side of the world, chances are that they will find it a heck lot harder to gain physical access to one of your possessions. And, when it comes to protecting against hackers, anything which makes their lives more difficult increases the chance that they will simply move on and look for an easier target.
So, a website account which has 2FA enabled doesn't just ask you for your password, it also asks you to prove that you have a device in your physical possession by - for instance - entering a randomly generated number that has been sent to your mobile phone, or displayed by a smartphone app. With some sites, such as some banks, you may even have been given a hardware token that will generate the number.
This makes life much trickier for the bad guys trying to break into your account, because even if they have determined your password they won't know the magic number that changes every 30 seconds or so.
2FA isn't entirely foolproof. There are sophisticated attacks that determined attackers can use to try to crack into even the accounts which are protected with two-factor authentication. But it does make it so much more difficult for attackers to successfully compromise your online accounts, that the vast majority simply will not bother.
And that has to be good news.
For a great list of websites that support 2FA in various forms visit twofactorauth.org.